Evolving Our Investment Approach: New Tools, Same Philosophy As we officially launch TriHelix, we wanted to touch on a few updates to our investment strategy. Our core philosophy hasn’t changed: we believe in active management of passive portfolios using academically supported strategies. What has changed are the tools we can now bring to bear for our clients. We’ve made several …
What Is Risk Anyway?
My first career out of college (after a brief stint in the Peace Corps) was in Outdoor Education. In plain English, it meant I got paid to take kids into the woods to do fun—and sometimes risky—things. Pretty sweet gig! On any given trip we had a long list of things that could go wrong: getting lost, bee stings, bear …
Investment Philosophy
One of our goals in creating TriHelix is to bring a scientific lens to investment management while keeping things easy to understand and accessible. The investment world is overflowing with strategies and jargon—qualitative, quantitative, active, passive, hedged, leveraged—the list goes on. We do not believe in buzzwords, nor do we believe we are the smartest people in the room. What …
Money Management in Residency
Budget with Intention, Not Restriction Having a budget doesn’t mean cutting out everything fun. It means being intentional with your money. That includes being intentional with spending, too. Start by listing your necessary expenses: Once those are covered, look at the surplus. Divide it between “treat yourself” money and savings and debt reduction. Ideally, about 30% of your income should …
Money Management as a Pre-Med or Medical Student (Even if You Have No Money)
Build (or Repair) Your Credit Like a Boss Good credit is a gateway to better loan rates, housing opportunities, and even some jobs. Here’s how to make sure your credit is thriving: Budget for Real Life, Not Just the School Brochure Medical schools love to publish “cost of living” estimates. But here’s the truth: they often underestimate reality. At my …
Money Matters: Thriving Financially as a Brand-New Attending Physician
Be Smart with Your Sign-On Bonus Your first attending compensation often includes a sign-on bonus. It’s a welcome windfall after resident pay for however many years! But before you spend it, use it strategically: Integrating bonus planning into your wealth management strategy for doctors helps optimize both short and long-term goals. Clean Up Old Accounts from Residency During training, you …
How Cognitive Biases Influence Physicians’ Money Decisions—and How to Stay on Track
The Psychology Behind Physicians’ Financial Mistakes Transitioning from residency to an attending salary is exciting. For many physicians, it’s the first time their income truly reflects years of training. But with higher pay often come new financial temptations and the behavioral finance biases that quietly lead to money mistakes doctors make. Understanding how cognitive biases affect financial decisions is just …
